Head to head

TD Cash Credit Card vs. Wells Fargo Autograph Card

On the criteria below, Wells Fargo Autograph Card wins 1 of 4. The verdict depends on which criteria matter to you.

TD Cash Credit Card

TD Bank

Wells Fargo

At a glance

Wells Fargo Autograph Card wins 1 of 4 criteria here, making it the stronger all-rounder.

Wells Fargo Autograph Card leads on foreign transactions, while TD Cash Credit Card only ties the rest.

0 vs 1 (3 tie)

First-year math Tie

Both cards land within $25 of each other after the annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Tie

Same peak earning rate.
Foreign transactions Wells Fargo Autograph Card

Wells Fargo Autograph Card has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): —; —
First-year net: +$0; +$0
Peak earning rate: 3×; 3×
Top categories: Selected Second Category, Selected Top Category; Dining, Gas, Streaming
Lounge access: No; No
Travel insurance: Yes; Yes
Elite status: No; No
Foreign transaction fee: 3.00%; None
Reward currency: TD Rewards Points; Wells Fargo Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.