Head to head

Discover it Chrome vs. TD Cash Credit Card

On the criteria below, TD Cash Credit Card wins 2 of 5. The verdict depends on which criteria matter to you.

Discover it Chrome

Discover

TD Bank

At a glance

TD Cash Credit Card wins 2 of 5 criteria here, making it the stronger all-rounder.

Discover it Chrome wins on foreign transactions; TD Cash Credit Card wins on earning ceiling and travel insurance.

1 vs 2 (2 tie)

First-year math Tie

Both cards land within $25 of each other after the annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling TD Cash Credit Card

TD Cash Credit Card earns more on its best category (3× vs 2×).
Travel insurance TD Cash Credit Card

TD Cash Credit Card carries built-in travel insurance.
Foreign transactions Discover it Chrome

Discover it Chrome has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): —; —
First-year net: +$0; +$0
Peak earning rate: 2×; 3×
Top categories: Dining, Gas; Selected Second Category, Selected Top Category
Lounge access: No; No
Travel insurance: No; Yes
Elite status: No; No
Foreign transaction fee: None; 3.00%
Reward currency: Discover Cashback; TD Rewards Points

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.