Head to head

Southwest Rapid Rewards Plus Credit Card vs. Apple Card

On the criteria below, Apple Card wins 3 of 4. The verdict depends on which criteria matter to you.

Southwest Rapid Rewards Plus Credit Card

Chase

Goldman Sachs Bank USA

At a glance

Apple Card wins 3 of 4 criteria here, making it the stronger all-rounder.

Southwest Rapid Rewards Plus Credit Card wins on travel insurance; Apple Card wins on first-year math, annual fee, and earning ceiling.

Pick the Apple Card if year-one math is your priority; take the Apple Card if you want a cheaper card to keep long-term.

1 vs 3

First-year math Apple Card

Apple Card wins on bonus value minus annual fee.
Annual fee Apple Card

Apple Card is $99 cheaper to keep.
Earning ceiling Apple Card

Apple Card earns more on its best category (3× vs 2×).
Travel insurance Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Plus Credit Card carries built-in travel insurance.

Annual fee: $99; Free
Welcome offer (typical value): —; —
First-year net: $-99; +$0
Peak earning rate: 2×; 3×
Top categories: Airfare, Gas, Groceries; Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
Lounge access: No; No
Travel insurance: Yes; No
Elite status: No; No
Foreign transaction fee: None; None
Reward currency: Southwest Rapid Rewards; Apple Daily Cash

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.