Head to head 
Marriott Bonvoy Boundless Credit Card vs. Citi Strata Premier Card
On the criteria below, Citi Strata Premier Card wins 2 of 3. The verdict depends on which criteria matter to you.
Marriott Bonvoy Boundless Credit Card
Chase
Citi Strata Premier Card
Citi
At a glance
Citi Strata Premier Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Citi Strata Premier Card leads on first-year math and earning ceiling, while Marriott Bonvoy Boundless Credit Card only ties the rest.
Pick the Citi Strata Premier Card if year-one math is your priority.
Who wins what
0 vs 2 (1 tie)- First-year math Citi Strata Premier Card
Citi Strata Premier Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Citi Strata Premier Card
Citi Strata Premier Card earns more on its best category (10× vs 6×).
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $875
- $900
- First-year net
- +$780
- +$805
- Peak earning rate
- 6×
- 10×
- Top categories
- Marriott Hotels, Grocery, Gas
- Travel, Travel, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Marriott Bonvoy
- Citi ThankYou Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.