Head to head

Marriott Bonvoy Boundless Credit Card vs. United Quest Card

On the criteria below, Marriott Bonvoy Boundless Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.

Marriott Bonvoy Boundless Credit Card

Chase

United Quest Card

Chase

At a glance

Marriott Bonvoy Boundless Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.

Marriott Bonvoy Boundless Credit Card wins on first-year math and annual fee; United Quest Card wins on earning ceiling.

Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.

Who wins what

2 vs 1
  • First-year math Marriott Bonvoy Boundless Credit Card

    Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.

  • Annual fee Marriott Bonvoy Boundless Credit Card

    Marriott Bonvoy Boundless Credit Card is $255 cheaper to keep.

  • Earning ceiling United Quest Card

    United Quest Card earns more on its best category (10× vs 6×).

By the numbers

Annual fee
$95
$350
Welcome offer (typical value)
$875
$910
First-year net
+$780
+$560
Peak earning rate
10×
Top categories
Marriott Hotels, Grocery, Gas
Airfare, Travel, Hotels Resorts
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
Marriott Bonvoy
United MileagePlus

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.