Head to head

Marriott Bonvoy Boundless Credit Card vs. Southwest Rapid Rewards Plus Credit Card

On the criteria below, Marriott Bonvoy Boundless Credit Card wins 3 of 3. The verdict depends on which criteria matter to you.

Marriott Bonvoy Boundless Credit Card

Chase

Southwest Rapid Rewards Plus Credit Card

Chase

At a glance

Marriott Bonvoy Boundless Credit Card wins 3 of 3 criteria here, making it the stronger all-rounder.

Marriott Bonvoy Boundless Credit Card leads on first-year math, annual fee, and earning ceiling, while Southwest Rapid Rewards Plus Credit Card only ties the rest.

Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.

Who wins what

3 vs 0
  • First-year math Marriott Bonvoy Boundless Credit Card

    Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.

  • Annual fee Marriott Bonvoy Boundless Credit Card

    Marriott Bonvoy Boundless Credit Card is $4 cheaper to keep.

  • Earning ceiling Marriott Bonvoy Boundless Credit Card

    Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 2×).

By the numbers

Annual fee
$95
$99
Welcome offer (typical value)
$875
First-year net
+$780
$-99
Peak earning rate
Top categories
Marriott Hotels, Grocery, Gas
Airfare, Gas, Groceries
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
Marriott Bonvoy
Southwest Rapid Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.