Head to head

Ink Business Preferred Credit Card vs. Apple Card

On the criteria below, Ink Business Preferred Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.

Ink Business Preferred Credit Card

Chase

Goldman Sachs Bank USA

At a glance

Ink Business Preferred Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.

Ink Business Preferred Credit Card wins on first-year math and travel insurance; Apple Card wins on annual fee.

Pick the Ink Business Preferred Credit Card if year-one math is your priority; take the Apple Card if you want a cheaper card to keep long-term.

2 vs 1 (1 tie)

First-year math Ink Business Preferred Credit Card

Ink Business Preferred Credit Card wins on bonus value minus annual fee.
Annual fee Apple Card

Apple Card is $95 cheaper to keep.
Earning ceiling Tie

Same peak earning rate.
Travel insurance Ink Business Preferred Credit Card

Ink Business Preferred Credit Card carries built-in travel insurance.

Annual fee: $95; Free
Welcome offer (typical value): $1,700; —
First-year net: +$1,605; +$0
Peak earning rate: 3×; 3×
Top categories: Advertising Social Search, Internet Cable Phone, Shipping; Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
Lounge access: No; No
Travel insurance: Yes; No
Elite status: No; No
Foreign transaction fee: None; None
Reward currency: Chase Ultimate Rewards; Apple Daily Cash

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.