Head to head

Capital One Savor Cash Rewards Credit Card vs. Apple Card

On the criteria below, Capital One Savor Cash Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.

Capital One Savor Cash Rewards Credit Card

Capital One

Goldman Sachs Bank USA

At a glance

Capital One Savor Cash Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.

Capital One Savor Cash Rewards Credit Card leads on first-year math, earning ceiling, and travel insurance, while Apple Card only ties the rest.

Pick the Capital One Savor Cash Rewards Credit Card if year-one math is your priority.

3 vs 0 (1 tie)

First-year math Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card earns more on its best category (8× vs 3×).
Travel insurance Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card carries built-in travel insurance.

Annual fee: Free; Free
Welcome offer (typical value): $250; —
First-year net: +$250; +$0
Peak earning rate: 8×; 3×
Top categories: Capital One Entertainment, Dining, Entertainment; Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
Lounge access: No; No
Travel insurance: Yes; No
Elite status: Yes; No
Foreign transaction fee: None; None
Reward currency: Cashback; Apple Daily Cash

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.