Bank of America Unlimited Cash Rewards credit card vs. Amazon Store Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Bank of America Unlimited Cash Rewards credit card
Bank of America
Amazon Store Card
Synchrony
Bank of America Unlimited Cash Rewards credit card and Amazon Store Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Bank of America Unlimited Cash Rewards credit card wins on first-year math; Amazon Store Card wins on foreign transactions.
Pick the Bank of America Unlimited Cash Rewards credit card if year-one math is your priority.
Who wins what
1 vs 1 (2 tie)- First-year math Bank of America Unlimited Cash Rewards credit card
Bank of America Unlimited Cash Rewards credit card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Foreign transactions Amazon Store Card
Amazon Store Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $250
- —
- First-year net
- +$250
- +$0
- Peak earning rate
- —
- —
- Top categories
- —
- —
- Lounge access
- No
- No
- Travel insurance
- No
- No
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- Not disclosed
- Reward currency
- Cashback
- —
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.