Bank of America Travel Rewards credit card vs. Wells Fargo Autograph Journey Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Bank of America Travel Rewards credit card
Bank of America
Wells Fargo Autograph Journey Card
Wells Fargo
Bank of America Travel Rewards credit card and Wells Fargo Autograph Journey Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Bank of America Travel Rewards credit card wins on first-year math and annual fee; Wells Fargo Autograph Journey Card wins on earning ceiling and travel insurance.
Pick the Bank of America Travel Rewards credit card if year-one math is your priority; take the Bank of America Travel Rewards credit card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card wins on bonus value minus annual fee.
- Annual fee Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card is $95 cheaper to keep.
- Earning ceiling Wells Fargo Autograph Journey Card
Wells Fargo Autograph Journey Card earns more on its best category (5× vs 3×).
- Travel insurance Wells Fargo Autograph Journey Card
Wells Fargo Autograph Journey Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- —
- —
- First-year net
- +$0
- $-95
- Peak earning rate
- 3×
- 5×
- Top categories
- Travel
- Airlines, Dining, Hotels
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Bank of America Travel Rewards Points
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.