Bank of America Travel Rewards credit card vs. Marriott Bonvoy Boundless Credit Card
On the criteria below, Marriott Bonvoy Boundless Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Bank of America Travel Rewards credit card
Bank of America
Marriott Bonvoy Boundless Credit Card
Chase
Marriott Bonvoy Boundless Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Bank of America Travel Rewards credit card wins on annual fee; Marriott Bonvoy Boundless Credit Card wins on first-year math, earning ceiling, and travel insurance.
Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Bank of America Travel Rewards credit card if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.
- Annual fee Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card is $95 cheaper to keep.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 3×).
- Travel insurance Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- —
- $875
- First-year net
- +$0
- +$780
- Peak earning rate
- 3×
- 6×
- Top categories
- Travel
- Dining, Gas, Grocery
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Bank of America Travel Rewards Points
- Marriott Bonvoy
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.