Bank of America Travel Rewards credit card vs. Ink Business Premier Credit Card
On the criteria below, Ink Business Premier Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Bank of America Travel Rewards credit card
Bank of America
Ink Business Premier Credit Card
Chase
Ink Business Premier Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Bank of America Travel Rewards credit card wins on annual fee; Ink Business Premier Credit Card wins on first-year math, earning ceiling, and travel insurance.
Pick the Ink Business Premier Credit Card if year-one math is your priority; take the Bank of America Travel Rewards credit card if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math Ink Business Premier Credit Card
Ink Business Premier Credit Card wins on bonus value minus annual fee.
- Annual fee Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card is $195 cheaper to keep.
- Earning ceiling Ink Business Premier Credit Card
Ink Business Premier Credit Card earns more on its best category (5× vs 3×).
- Travel insurance Ink Business Premier Credit Card
Ink Business Premier Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- $195
- Welcome offer (typical value)
- —
- $1,000
- First-year net
- +$0
- +$805
- Peak earning rate
- 3×
- 5×
- Top categories
- Travel
- Chase Travel, Large Purchases, Lyft
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Bank of America Travel Rewards Points
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.