Bank of America Travel Rewards credit card vs. Capital One VentureOne Rewards Credit Card
On the criteria below, Capital One VentureOne Rewards Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Bank of America Travel Rewards credit card
Bank of America
Capital One VentureOne Rewards Credit Card
Capital One
Capital One VentureOne Rewards Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Capital One VentureOne Rewards Credit Card leads on first-year math and earning ceiling, while Bank of America Travel Rewards credit card only ties the rest.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority.
Who wins what
0 vs 2 (1 tie)- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card earns more on its best category (5× vs 3×).
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- —
- $300
- First-year net
- +$0
- +$300
- Peak earning rate
- 3×
- 5×
- Top categories
- Travel
- Capital One Entertainment, Travel Portal
- Lounge access
- No
- No
- Travel insurance
- No
- No
- Elite status
- No
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Bank of America Travel Rewards Points
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.