Bank of America Travel Rewards credit card vs. Bank of America Unlimited Cash Rewards credit card
On the criteria below, Bank of America Travel Rewards credit card wins 2 of 4. The verdict depends on which criteria matter to you.
Bank of America Travel Rewards credit card
Bank of America
Bank of America Unlimited Cash Rewards credit card
Bank of America
Bank of America Travel Rewards credit card wins 2 of 4 criteria here, making it the stronger all-rounder.
Bank of America Travel Rewards credit card wins on earning ceiling and foreign transactions; Bank of America Unlimited Cash Rewards credit card wins on first-year math.
Pick the Bank of America Unlimited Cash Rewards credit card if year-one math is your priority.
Who wins what
2 vs 1 (1 tie)- First-year math Bank of America Unlimited Cash Rewards credit card
Bank of America Unlimited Cash Rewards credit card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card earns more on its best category (3× vs 0×).
- Foreign transactions Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- —
- $250
- First-year net
- +$0
- +$250
- Peak earning rate
- 3×
- —
- Top categories
- Travel
- —
- Lounge access
- No
- No
- Travel insurance
- No
- No
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Bank of America Travel Rewards Points
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.