Delta SkyMiles Platinum American Express Card vs. Bank of America Travel Rewards credit card
On the criteria below, Delta SkyMiles Platinum American Express Card wins 2 of 4. The verdict depends on which criteria matter to you.
Delta SkyMiles Platinum American Express Card
Amex
Bank of America Travel Rewards credit card
Bank of America
Delta SkyMiles Platinum American Express Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Delta SkyMiles Platinum American Express Card wins on first-year math and travel insurance; Bank of America Travel Rewards credit card wins on annual fee.
Pick the Delta SkyMiles Platinum American Express Card if year-one math is your priority; take the Bank of America Travel Rewards credit card if you want a cheaper card to keep long-term.
Who wins what
2 vs 1 (1 tie)- First-year math Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card wins on bonus value minus annual fee.
- Annual fee Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card is $350 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card carries built-in travel insurance.
By the numbers
- Annual fee
- $350
- Free
- Welcome offer (typical value)
- $1,080
- —
- First-year net
- +$730
- +$0
- Peak earning rate
- 3×
- 3×
- Top categories
- Airfare, Dining, Hotels Resorts
- Travel
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Bank of America Travel Rewards Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.