Blue Cash Preferred Card from American Express vs. Capital One VentureOne Rewards Credit Card
On the criteria below, Capital One VentureOne Rewards Credit Card wins 3 of 5. The verdict depends on which criteria matter to you.
Blue Cash Preferred Card from American Express
Amex
Capital One VentureOne Rewards Credit Card
Capital One
Capital One VentureOne Rewards Credit Card wins 3 of 5 criteria here, making it the stronger all-rounder.
Blue Cash Preferred Card from American Express wins on earning ceiling and travel insurance; Capital One VentureOne Rewards Credit Card wins on first-year math, annual fee, and foreign transactions.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority; take the Capital One VentureOne Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 3- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card is $95 cheaper to keep.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 5×).
- Travel insurance Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express carries built-in travel insurance.
- Foreign transactions Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- Free
- Welcome offer (typical value)
- $300
- $300
- First-year net
- +$205
- +$300
- Peak earning rate
- 6×
- 5×
- Top categories
- Gas, Streaming, Transit
- Capital One Entertainment, Travel Portal
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- Yes
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.