Blue Cash Preferred Card from American Express vs. Capital One Quicksilver Cash Rewards Credit Card
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Blue Cash Preferred Card from American Express
Amex
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Preferred Card from American Express wins on earning ceiling; Capital One Quicksilver Cash Rewards Credit Card wins on annual fee and foreign transactions.
Pick the Blue Cash Preferred Card from American Express if year-one math is your priority; take the Capital One Quicksilver Cash Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 2 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card is $95 cheaper to keep.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 5×).
- Foreign transactions Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- Free
- Welcome offer (typical value)
- $300
- $200
- First-year net
- +$205
- +$200
- Peak earning rate
- 6×
- 5×
- Top categories
- Gas, Streaming, Transit
- Capital One Entertainment, Travel Portal
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.