Blue Cash Preferred Card from American Express vs. Hilton Honors American Express Card
On the criteria below, Hilton Honors American Express Card wins 4 of 4. The verdict depends on which criteria matter to you.
Blue Cash Preferred Card from American Express
Amex
Hilton Honors American Express Card
Amex
Hilton Honors American Express Card wins 4 of 4 criteria here, making it the stronger all-rounder.
Hilton Honors American Express Card leads on first-year math, annual fee, earning ceiling, and foreign transactions, while Blue Cash Preferred Card from American Express only ties the rest.
Pick the Hilton Honors American Express Card if year-one math is your priority; take the Hilton Honors American Express Card if you want a cheaper card to keep long-term.
Who wins what
0 vs 4- First-year math Hilton Honors American Express Card
Hilton Honors American Express Card wins on bonus value minus annual fee.
- Annual fee Hilton Honors American Express Card
Hilton Honors American Express Card is $95 cheaper to keep.
- Earning ceiling Hilton Honors American Express Card
Hilton Honors American Express Card earns more on its best category (7× vs 6×).
- Foreign transactions Hilton Honors American Express Card
Hilton Honors American Express Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- Free
- Welcome offer (typical value)
- $300
- $400
- First-year net
- +$205
- +$400
- Peak earning rate
- 6×
- 7×
- Top categories
- Gas, Streaming, Transit
- Dining, Gas, Hotels Resorts
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Hilton Honors
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.